I dont remember what car insurance company it was, Im not even sure it was even a car insurance company, BUT
One day (2019 plausibly) I was watching TV when the commercial break started. This ad appeared where this lady was walking with this man in a suit, telling him what happened to her car. The woman's car ran out of gas (or stopped out of nowhere) she gets out and finds the problem, only to be surrounded by Squirrels up in trees. All of them started throwing nuts at her car, destroying it. We get back to the woman and the man in the suit, the man starts talking about insurance.
Ive looked for this one EVERYWHERE and I couldn't find it.